New Year, New Beginnings
If last year was a great year financially, keep the momentum going! Go ahead, CELEBRATE! If last year was a terrible year financially, figure out why and if it was something in your control, it’s time to take control! Money is Tricky! The holiday season threw me a bit. Now working for a company where holidays require the use of personal time is taking some adjustment. For one, I barely had any leave hours to use for the holidays. So what did that mean? That means I needed to make some budget adjustments as my next few checks were going to be short ( from like November to January... ouch ! ). Hours I did not have were deducted from my paycheck. >>>>>>>>> 😢😢😠<<<<<<<<< Additionally, I was in the process of moving which tends to be a major expense (1st, last month’s rent, security deposit, moving company/truck, utility transfer fees, and more on top of paying the current’s month rent at the old place). It surely ...