Don't Look Back, You're Not Going That Way!

Hello there! It is a new year, and often people begin making New Year's resolutions. That is fantastic, but I encourage all of us not to take it too far. It is wonderful to set new goals for oneself, but let us not criticize the old version of ourselves too harshly in the meantime. This brings me to my next point. Interestingly, sometimes the most obvious things can be the most challenging. Take being present, for example. We live in such a hectic world with so much happening all the time. We tend to either dwell on the past or worry about the future when in reality, we should simply focus on the here and now. The same applies to our finances. We all make mistakes, whether it's a bad investment, overspending on credit cards, or not saving enough. Rather than dwelling on our missteps, we should learn from them and make a positive change starting today. If you've lost money due to a poor decision, don't beat yourself up over it. Take it as a learning experience and commit...