I Wasn't Really Paying Attention, But Now I Am
You know what's funny? I've been carrying around these credit cards in my wallet for years, swiping them without much thought, assuming I was doing fine. Sure, I knew about rewards programs—cash back here, miles there—but I wasn't really paying attention . And then one day, I started doing the math. And let me tell you, I'd been leaving money on the table. The Wake-Up Call There's a wealth of advice available on opening new credit cards solely to chase sign-up bonuses and maximize rewards. That's not what I'm talking about here. I'm not recommending you go on a credit card application spree. What I encourage is taking a closer look at the cards you already own and using them strategically. That's precisely what I started doing, and it's been eye-opening. The 3% Moment I was being smart by taking advantage of my American Express offers here and there. But when I really started comparing what each of my cards offered, I realized I was missi...