Try Not To Panic!

In times of uncertainty, we can sometimes become anxious and begin to panic. This is one of those times where a lot of things are happening all at once. Businesses are temporarily shutting down, schools closing, some are facing layoffs, the stock market has hit record lows. There are a lot of moving pieces, but we must remain calm, work together and get through this.


Popular Reads

Why This Finance Blogger Ordered Every Appetizer (And Has Zero Regrets)

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They say good things come to those who wait. After what started as a birthday stranded at an airport turned into a domino effect of canceled celebrations, our long-awaited visit to this much-talked-about restaurant felt less like a splurge and more like destiny finally aligning. Some numbers still make you pause, like when a dinner bill equals half a month of groceries. But as we settled into our table, marking a celebration that was technically months overdue, I realized this wasn't just about the meal - it was about reclaiming those missed moments. The restaurant had been on our wish list for months, taunting us from its perch on our 'someday' list. What began as an ill-fated birthday trip - complete with an unplanned airport sleepover - had cascaded into missing our anniversary dinner reservation due to our delayed return. Then, weeks of being sick pushed our make-up plans even further into the future. But perhaps the timing wasn't wrong after all; perhaps it was jus...
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Is It Time for a New Car?

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Hey, my friends! So, let’s chat about something on my mind: is it time to think about getting a new car 🚗? With car prices and interest rates being what they are right now, jumping into a car purchase might not be the smartest financial move. But don't worry—it doesn't mean you can't start saving for that next ride! I’m not in a rush to take on a car loan myself, but I have been pondering when the right time might be to snag a new vehicle. This gives me a great opportunity to build my savings so I can put down a solid down payment, which definitely helps in keeping my future loan manageable. I also want to chat a bit about the whole car loan mentality. Sometimes, it's easy to get into a rhythm of paying off one car and immediately jumping into another loan. It's like a never-ending cycle! But here’s the thing: you don’t have to go down that path🙅. If your current car is running well and reliable, why not enjoy it?   On the flip side, if having a car note has becom...
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New Year, Same Money Habits (And That's OK!) 🎯

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Don't Fix What Isn't Broken: A Fresh Take on New Year's Financial Resolutions 🎯 The new year brings a flood of "new year, new you" messages. But here's a thought: what if the "old you" is already on the right track? Maybe instead of overhauling your financial life, you just need to stay the course of your well-established journey. That's my perspective as we enter 2025. After years of building solid financial habits, I'm choosing to maintain what works while making thoughtful adjustments where needed. This approach might resonate with you, too. Taking Stock: The Four Pillars of Financial Health 🏛️ Before jumping into changes, let's reflect on the core areas of our financial lives: Spending : How effectively did you manage your expenses? 💳 Saving : Did you meet your emergency fund and short-term goals? 🌱 Investing : Were you consistent with your retirement and other investment contributions? 📈 Giving : Did you support the causes ...
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