Zero-Based Budgeting Video

Check out this week's video post on zero-based budgeting. 




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New Year, Same Money Habits (And That's OK!) 🎯

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Don't Fix What Isn't Broken: A Fresh Take on New Year's Financial Resolutions 🎯 The new year brings a flood of "new year, new you" messages. But here's a thought: what if the "old you" is already on the right track? Maybe instead of overhauling your financial life, you just need to stay the course of your well-established journey. That's my perspective as we enter 2025. After years of building solid financial habits, I'm choosing to maintain what works while making thoughtful adjustments where needed. This approach might resonate with you, too. Taking Stock: The Four Pillars of Financial Health 🏛️ Before jumping into changes, let's reflect on the core areas of our financial lives: Spending : How effectively did you manage your expenses? 💳 Saving : Did you meet your emergency fund and short-term goals? 🌱 Investing : Were you consistent with your retirement and other investment contributions? 📈 Giving : Did you support the causes ...
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Why This Finance Blogger Ordered Every Appetizer (And Has Zero Regrets)

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They say good things come to those who wait. After what started as a birthday stranded at an airport turned into a domino effect of canceled celebrations, our long-awaited visit to this much-talked-about restaurant felt less like a splurge and more like destiny finally aligning. Some numbers still make you pause, like when a dinner bill equals half a month of groceries. But as we settled into our table, marking a celebration that was technically months overdue, I realized this wasn't just about the meal - it was about reclaiming those missed moments. The restaurant had been on our wish list for months, taunting us from its perch on our 'someday' list. What began as an ill-fated birthday trip - complete with an unplanned airport sleepover - had cascaded into missing our anniversary dinner reservation due to our delayed return. Then, weeks of being sick pushed our make-up plans even further into the future. But perhaps the timing wasn't wrong after all; perhaps it was jus...
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The Reframe: Why Paycheck to Paycheck Isn't Always a Bad Thing

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A Quick Reality Check Before we dive in, let's be crystal clear: Many people are genuinely struggling, living paycheck to paycheck out of genuine financial hardship. This post isn't about minimizing their challenges. For those battling economic uncertainty, every dollar is survival, not strategy. This conversation is for those with some financial breathing room who haven't optimized their approach. Breaking the Stigma Many people manage their finances paycheck to paycheck, and that's absolutely okay! What's important is to focus on how you manage your money during that time. With the right strategies, this situation can lead to growth and empowerment. Your financial journey is in your hands, and small changes can make a big impact! The Responsible Paycheck-to-Paycheck Life Here's the secret sauce: It's all about being intentional. When I say living paycheck to paycheck can be okay, I mean REALLY okay – like, you're crushing your financial goals kind...
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